Welcome to Access Payment Systems, Inc.

APS is the one-stop shop for all your electronic payment processing needs and will change the way businesses collect their accounts receivables. THE FUTURE IS NOW.

At APS Business size or type is not a factor. APS can provide solutions to fit all your business needs from the point-of-sale using a simple credit card terminal, to an automated batch processing system, to a recurring billing system, to an integrated processing solution into existing business software or to the collection of old receivables. This includes:

• Credit Card Merchant Accounts
• ACH/EFT Processing
• Gift Card Programs
• Electronic Check Conversion
• Real-Time Check Verification
• Free Check Collection/RCK Services
• Collection Services
• Check Guarantee
• Software for ACH and credit card processing
• Ecommerce Solutions for ACH and credit card processing
• Virtual Terminals for ACH and credit card processing
• Development Solutions for ACH and credit card processing and check verification
• Point-of-Sale Terminals, Readers and Printers

No longer are the days of using two different transaction systems to handle both credit card and ACH processing and check verification services. In almost every business type or process APS can provide transaction systems such as payment gateways, software, virtual terminals and point-of-sale equipment that will handle all types of transaction processes. Imagine using one Virtual Terminal to conduct all your credit card processing, check verification and ACH processing needs. The technology is here and APS provides it.

Do you also experience an abundance of bounced checks? Depending on the business type APS also provides a free check collection service. This solution is great for point-of-sale applications. Combine this with a real time check verification service and the risk of accepting checks is significantly reduced without paying the high cost of check guarantee services. Of course, APS also provides check guarantee services along with electronic check conversion. Whatever your business needs APS can provide the solution.

Do you also have needs for traditional collection services? With the exception of a few States APS can provide collections services in a variety of forms to meet your business needs. This includes flat fee pre-paid plans, full services plans where the fees change with the level of collections performed or direct assignment plans. All of this comes with real time reporting and access to the status of your accounts via the Internet. Nothing compares to the pricing offered and the flexibility given to help in your debt collection needs.

Located in the suburbs of Denver, Colorado, APS provides services to clients across the country. We are not limited by location and most of our clients are out of State. States served includes Colorado, California, Idaho, Arizona, Florida, New York, Ohio, Texas, Illinois, Pennsylvania, Massachusetts, Minnesota, Rhode Island, Nevada and Georgia. Contact APS now to find out how we can service all of your receivable needs, wherever you are located.